It is frustrating when something major goes awry with your credit. You may think that you are going to be in a situation where you will never be financially qualified to buy a house, but that simply is not the truth. Today, there are more lending tools than ever that a mortgage lender can use … Read more
There are a few things having a poor credit score can affect – the ability to get a loan or a good rate, personal finance for a car or trouble with renting. But if you do have a poor or thin credit score (a thin credit score is often down to not having enough credit … Read more
Some people hold the opinion that credit monitoring is optional. They are wrong. Credit monitoring is necessary because we are living in a digital world which provides hundreds and thousands of opportunities to data thieves to steal individual’s data. By monitoring your own credit, you reduce dependence on the credit card issuers, credit bureaus as … Read more
Ruining your credit score doesn’t take too much effort, as opposed to building it up. A damaged credit score poses a lot of troubles, especially if you’re looking to take on a loan for a business or a house. In Australia, if your score is above 700, then you have nothing to worry about. Most … Read more