Debt Collectors Will Soon Contact You By Text And Social Media—Know Your Rights

The Consumer Financial Protection Bureau (CFPB) recently concluded a seven-year revision process for the Fair Debt Collection Practices Act (FDCPA), the law which protects citizens from overly-aggressive debt collectors. The new revisions will take effect on November 30th, 2021; if a 60-day extension is approved by the CFPB, the revisions will take effect on January … Read more

Deciding Which Debts To Pay First

For any family facing financial distress, deciding which debts to pay first is a constant issue every month. When you have limited income and more debt than your budget can handle, you have to start making hard choices in order to keep your family afloat. So how do you decide which debts to pay first … Read more

Get Out Of Debt With Commercial Credit Counseling

If you are loaded with debt, you should get the help of commercial credit counseling services. This kind of firm would help you get out of your liabilities that include loans, credit cards and other financial obligations. If your debt becomes overwhelming, you may end up in bankruptcy which will ruin your chances of getting … Read more