Personal Finance

In my opinion, anyone offering financial advice must define who their target audiences are, lest people following tips that are not meant for them. The tips I am going to share in this article all...

The world is grappling with a pandemic. There’s still no cure, and its aftermath in the economy has been devastating, to say the least. The only ray of hope is that the economy is...

If you are having a bad credit, things are really going to be difficult for you. Looking at the current state of the economy, the entire lending industry has gone into a slump. Lenders...

Money saving challenges have always fascinated me. These challenges are not like other challenges. Winning a challenge requires a combination of character traits besides a thorough knowledge of how money works - something that...

When you’re ready to accept credit card payments at your store, you need a merchant services provider to put all the pieces together for you. Not only do you need the equipment, but you...

Selling a property by yourself has tons of financial benefits. However, before you jump on that bandwagon, it would be prudent to make a list of everything that might need your attention so that...

It’s no secret that in today’s day and age people are busy. Even though, in recent years, we’ve tried to stop glorifying how busy we are, the fact remains: the modern age is filled...

An emergency fund is something that every household needs to maintain. Some households are smart enough to maintain an active emergency fund and feed it a fixed amount every month. Other households are run by...

Care for your business? Then understand challenges are not always anticipated and the consequences of not overcoming them are not always visible. Business owners prepare themselves to meet and overcome challenges. Little do they know seemingly...

When discussing personal retirement savings, it's not often you read about a new retirement account. New strategies or tactics are common, but a new account is unique. While an HSA is not new to the market...

The financial world has been seeing a lot of changes. Most of these changes can be attributed to two things. First, there was the financial crisis of 2008/9. While this crisis had many negative...

Are you happily married? If yes, then you probably discuss everything with your spouse and also get suggestions, like the color of the walls, which dress to wear, which dinner plates to buy and...