Comparatively to a single monetary item, the consolidation of debt is more of a financial cycle. This cycle allows you to fold different bills into a solo installment. The aim is to improve the refund as well as to reduce or withdraw the interest charges for your duty. In general, you do this by receiving… Continue reading 9 Facts You Must Know Before Getting Debt Consolidation in Canada
The Consumer Financial Protection Bureau (CFPB) recently concluded a seven-year revision process for the Fair Debt Collection Practices Act (FDCPA), the law which protects citizens from overly-aggressive debt collectors. The new revisions will take effect on November 30th, 2021; if a 60-day extension is approved by the CFPB, the revisions will take effect on January… Continue reading Debt Collectors Will Soon Contact You By Text And Social Media—Know Your Rights
For any family facing financial distress, deciding which debts to pay first is a constant issue every month. When you have limited income and more debt than your budget can handle, you have to start making hard choices in order to keep your family afloat. So how do you decide which debts to pay first… Continue reading Deciding Which Debts To Pay First
If you are loaded with debt, you should get the help of commercial credit counseling services. This kind of firm would help you get out of your liabilities that include loans, credit cards and other financial obligations. If your debt becomes overwhelming, you may end up in bankruptcy which will ruin your chances of getting… Continue reading Get Out Of Debt With Commercial Credit Counseling
We all agree on one thing: paying off debt doesn’t come at an easy cost. Still, small payments and a low-interest rate can ease the path. When you attempt to pay off your debt in a given timeframe, two solutions are regularly proposed: debt consolidation loans or balance transfers. Hence, which option should you select?… Continue reading Debt Consolidation Loan or Balance Transfer: Which Is More Suitable?
Just ten years ago, it was practically unheard of for anyone to use a credit card for anything but a major purchase. Credit cards were for luxury items and big-ticket purchases only- today, more and more Americans are ditching cash and relying on credit cards for purchases as small as a candy bar or cup… Continue reading Freedom Debt Relief Reveals More and More Americans Using Credit For Small Purchases