Filing bankruptcy is certainly not a nice experience. People are indeed in a stressful, emotional and tight situation while in bankruptcy. Bankruptcy affects not only you but also your family especially your children. It is important that you understand the potential consequences bankruptcy can have on your children, if you have children or dependents and … Read more
Have you heard about zombie or phantom loans? It is referred to the debts that are old (more than 3 years) and are forgotten long away. Also, they belonged to some to some other person. For example – guardians or parents who are not alive or someone who shares the same name. In fact, the … Read more
A prepaid credit card is exactly what the name implies. You load cash onto one of these cards and then use it just like a traditional credit or debit card. Every time you purchase services or goods, the purchase amount will be automatically deducted from your card. You can only spend up to the card`s … Read more
Car insurance is not only a legal requirement, but it also helps you avoid many future problems. For instance, the insurance cares for expenses in case your car gets lost, or your car causes accident. In most cases though, car insurance can be expensive to an ordinary person. This is because most insurance companies feel … Read more
With the start of a new year, many people review their finances with the objective of seeing how they can improve their financial situation over the coming months. Much of this focus is on driving down expenses and trying to find new ways in which they can increase their immediate income. For many, seeking out … Read more
So many options to leave you spoil on choice! Yes, I am talking about loan. You need it for either personal or professional purposes. This article will explain different types of loans along with the finance jargon so that you can make the best choice. Secured Loans: Secured loans are secured against the collaterals put … Read more
When you want to buy a boat with a loan or on a lease, there are certain predispositions that have to be met, in order for a financial institution to accept your application for a loan or a lease. Therefore, there are certain things that you have to check before approaching a loan provider, and … Read more
I never knew how much I could grow my business simply by organizing my business’ finances. I was pretty bad. I would never know how much I was making in my business, or spending, for that matter. I would just work like a machine, and only stop to throw out an invoice to a client … Read more
The process of buying a car can be intimidating but if you have it clear in your mind what you want and what you can get then it may be quite enjoyable. After all, these are the wheels that are going to cart you around for the foreseeable future – unless you are one of … Read more
Traveling can be a costly affair. Between booking flights, accommodation and eating out, it’s pretty easy to blow the budget. Instead of worrying about your wallet on your next holiday, consider the following tips for your next trip to save money without making any compromises. 1. Fly on a weekday or during non peak hours … Read more