Do you find yourself at the start line to the next chapter of your life after college? New responsibilities come into play, namely, personal financial management. Completing a college education is a noteworthy accomplishment that a lot of individuals want to do. However, it also signifies the start of a completely new phase of your … Read more
People have different money goals. While some prioritize clearing their student debt, others aim to accumulate funds for a house down payment or long-term retirement savings. Whatever your needs, there are smart money management strategies that can help you reach your financial goals. These strategies can help you improve your financial health, balance your budget, … Read more
For your business to grow and succeed, it must have the right equipment. Purchasing and maintaining heavy equipment can be very expensive; it can significantly affect your cash flow if your working capital is tied up in upgrading, maintaining and purchasing heavy equipment for the first time. If you are a business that does not … Read more
Personal finance refers to all aspects that are related to current expenses and financial aspirations for future. You may be a winner or a loser; however life gives multiple chances to correct mistakes and you must learn from your experiences. Till your last day on this earth, you are very much into this money-game. And … Read more
It’s clear that college students have limited amounts of money to work with. All those expenses related to college can be a challenge. In fact, it is not surprising that so many college students are willing to work two jobs while studying just to make it easier for them to keep their money resources from … Read more
Most people don’t know the art of growing money. There’s an old saying that if you care for your money today, it’ll care for you tomorrow. People must have this saying etched in their minds forever, and it must affect their financial decision making. However, money management or being responsible with money is not that … Read more
Is saving money easy? Or is it hard? Well, there’s no one word answer to it. It depends on two things; who is saving and under what condition. In this article, I’ll discuss the key challenges people face when they save. The introduction is a reminder that one must look inward to overcome the challenges, … Read more
In my opinion, anyone offering financial advice must define who their target audiences are, lest people following tips that are not meant for them. The tips I am going to share in this article all center around managing money. The tips are not for the high-earners or the middle-class. Some day, I will pen down … Read more
The world is grappling with a pandemic. There’s still no cure, and its aftermath in the economy has been devastating, to say the least. The only ray of hope is that the economy is slowly recovering after being in shambles for the last few months. We’ll see how things pan out in the next few … Read more
If you are having a bad credit, things are really going to be difficult for you. Looking at the current state of the economy, the entire lending industry has gone into a slump. Lenders are facing tough times with the loan defaults on the rise. In the current times, lenders are taking every step to … Read more