You have heard your neighbors or coworkers brag about what a good deal they got by leasing a new car, but you remember your dad’s advice about leasing being a waste of money. Could it really be more cost effective to lease a car than to purchase one? If Dad was right, then why do … Read more
Being Eco-friendly to the environment has become a mainstream in the North America region. Comparing to any other parts of the world, Americans produce more pollution to the atmosphere, than any other country. Besides they prefer driving instead of walking or even bicycling, amounts of trash being thrown away is incredibly high. That’s why there … Read more
Are you concerned about the amount of money you spend on gas? If so, you are certainly in good company. Gas prices have many people feeling anxious and wondering what they can do to save at the pump. There are ways you can cut down on fuel consumption and get better mileage. Do not speed … Read more
Real estate is the ultimate purchase in many people’s livelihood. For thousands upon thousands of Americans, buying a house is the pinnacle of financial success and a key component of a successful career. However, as the job market fluctuates in 2013 and the housing market tends to follow suit, buyers need to understand the financial … Read more
So you have saved your deposit for your first home. Your ready to move in all you need is a mortgage. You have heard people talking about them often enough, family, friends, even the news, but you’re not quite sure what they are. Mortgages are basically loans. They are loans that are given in order … Read more
Have you been looking for a brand new car? It may be that maintenance cost for your old one is sucking up a good part of your earning. You start window shopping but are yet to find out a good car that is within reach of your affordability. Will you want to change your budget … Read more
Fuel costs take a chunk out of everybody’s budget today, but there are ways you can keep these costs as low as possible without making too many lifestyle changes. Here are 10 tips from the experts to help you on your way to greater fuel-efficiency. Keep checking your tyre pressure Under-inflated tyres are dangerous because … Read more
The very basic principle of personal finance management starts with creating a budget. Budgeting is important for both household and corporate unit. However, in this article we will restrict our discussion to only household budget. With a budget chart manually maintained or developed through a software program, you can ensure a balance between income and … Read more
I know many couples who have lived from one paycheck to another for the first few years after their marriage. Even I too underwent the same turbulence. At certain point of time, we started doing overtime but even then, extra earning was not enough. Things became worse when my husband was out of job with … Read more
Financial literacy is an important aspect of life, no matter what your age or income level is. Knowing how to balance a checkbook, manage a budget, find the lowest interest rates on loans, and choose the right investments can make a huge difference in your lifestyle and your ability to meet your financial goals. Being … Read more