The Consumer Financial Protection Bureau (CFPB) recently concluded a seven-year revision process for the Fair Debt Collection Practices Act (FDCPA), the law which protects citizens from overly-aggressive debt collectors. The new revisions will take effect on November 30th, 2021; if a 60-day extension is approved by the CFPB, the revisions will take effect on January … Read more
There are a few things having a poor credit score can affect – the ability to get a loan or a good rate, personal finance for a car or trouble with renting. But if you do have a poor or thin credit score (a thin credit score is often down to not having enough credit … Read more
If an investor wants to make money in the Forex market, he needs to spend time on preparation. Before starting to trade, he must understand how to deal with certain market situations. The investor needs to act differently in every situation. For this reason, they have to develop different trading plans for each new situation. … Read more
Personal finance refers to all aspects that are related to current expenses and financial aspirations for future. You may be a winner or a loser; however life gives multiple chances to correct mistakes and you must learn from your experiences. Till your last day on this earth, you are very much into this money-game. And … Read more
It’s clear that college students have limited amounts of money to work with. All those expenses related to college can be a challenge. In fact, it is not surprising that so many college students are willing to work two jobs while studying just to make it easier for them to keep their money resources from … Read more
There’s nothing more challenging than managing one’s finances, especially if you’ve been affected by a financial hardship due to an unexpected expense, losing your employment, or other unforeseen circumstance. If you’re like most Americans, you’re living paycheck-to-paycheck and aren’t in a position to cover the expense of a major car repair or emergency medical procedure. … Read more
Most people don’t know the art of growing money. There’s an old saying that if you care for your money today, it’ll care for you tomorrow. People must have this saying etched in their minds forever, and it must affect their financial decision making. However, money management or being responsible with money is not that … Read more
Is saving money easy? Or is it hard? Well, there’s no one word answer to it. It depends on two things; who is saving and under what condition. In this article, I’ll discuss the key challenges people face when they save. The introduction is a reminder that one must look inward to overcome the challenges, … Read more
In my opinion, anyone offering financial advice must define who their target audiences are, lest people following tips that are not meant for them. The tips I am going to share in this article all center around managing money. The tips are not for the high-earners or the middle-class. Some day, I will pen down … Read more
Handling a small business doesn’t only mean sorting out day-to-day activities. If you want your business to thrive and grow, you should think outside the box. In other words, the income you generate directly from your projects shouldn’t be the only revenues coming to your business account. What you should do is consider some other … Read more