Credit Report

Credit cards are excellent financial tools, provided you use them intelligently. They bring convenience, safety, and an entire gamut of benefits that can supercharge your financial well-being. To make the most of their complete potential, it is worth seeking out and implementing intelligent tips. In this article, we shall explore good credit card tips that … Read more

Before we look at ways to improve our credit scores, we must first understand what a credit score is. In simple terms, a credit score is an estimation of an individual’s creditworthiness, which is arrived at by using a mathematical estimation based on a detailed analysis of one’s credit files. A high credit score is … Read more

Your payment history makes up 35% of the credit report. That’s the reason financial experts insist you to pay your debt in time. What happens when you make a late payment? You pay a penalty for that. What else? Your credit score suffers. Late payment myths There are some myths around late payments, which I’m … Read more

Errors in the credit score reports are not a new thing. With the rapidly growing economy and multiple transactions taking place per hour, errors are bound to occur. Unfortunately many people take no bother in reviewing their credit reports. This is perhaps due to lack of knowledge of the full consequences that bad credit reports … Read more

Credit is a better projection of your financial status and how much efficient you are at managing the same. If it is not up to the mark, you will have to struggle hard to get a loan, no matter what purpose you are seeking it for. Rebuilding credit is a time consuming process but paying … Read more